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Living standards remain flat, and that’s why most Americans are not putting more money away for retirement. “Only 18 percent of Americans are actually saving more for retirement now than they were last year,” says Greg McBride of Bankrate.com. Seventeen percent said they are saving less. McBride says consumers “don’t have a whole lot of extra money laying around. Wages are flat particularly when adjusted for inflation, and they’re not really in a position where they can ramp up their retirement savings from one year to the next.” Despite concerns about living standards, layoffs are down compared to last year. Americans feel more financially secure than a year ago “We’ve seen 6 consecutive months where people feel their financial security has improved,” says McBride.
2021-2-27 7:01:57 |
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